Taxing Times

This post, Taxing Times, by Catherine Higginson caught my attention today. On this site dedicated to helping foreigners in France (like me) adjust to life here, she compare the benefits of high taxation in France to her home country.

She’s British, I’m American, so our comparisons are different, but she makes some excellent points regarding the benefits France offers with regard to healthcare and education in relation to higher taxation.

I don’t agree with all aspects of France’s social system, but my brief reply was to agree with Catherine: France may tax its citizens higher than some countries, including my own native home, but France’s citizens also have the comfort of knowing they will be taken care of health-wise and their children will receive free education (or a less expensive private education). This, I champion.

As an US resident, I was opposed to a social system; and while I don’t say I’m completely in favor of it now, living in France has opened my eyes to some of the issues, and some real benefits.

As of yet, I have not had opportunity to take advantage of free healthcare or education. I pay full price for my healthcare here in France and my son is in private school. But I can tell you that even at full price, I pay 1/4 for both healthcare and private education here in France compared to what I paid in the US. My point, even as a person who is not completely benefitting from the social system and yet paying higher taxes, I still feel I’m getting a benefit. If I were still living in the States, I would be paying taxes, plus insurance premiums, plus private education expenses. In France, I’m paying higher taxes, but paying much, much less for healthcare and private education. And I’m not paying medical insurance premiums.

So, maybe it’s a wash, at least for me.

Here are a few examples:

In the States it may cost (generally) $120 a month for health insurance (my portion, employer paying half or more). With insurance, it would cost me $20-$30 dollars to see a doctor and $60/month for some regular medications I take. In France, I have no insurance premium to pay, and I pay €23 (about $30 US) to see a doctor, and €16/month (about $20 US) for medication. Wow. That’s a big savings.

In the States, my son’s private school cost almost $10,000/year. In France, he’s attending an excellent private school for €1,100/year (about $1,400 US). And if he were in public school, it would be free.

Ok, taxes are significantly higher in France. Without doing all the math, at best I’m coming out ahead. At worst, it’s a wash.

What about quality? My experience so far has been that France’s healthcare providers are very knowledgable. In fact, I’ve been impressed. I’ve learned some things about my own conditions that were never told to me by a US doctor. I’ve taken some over-the-counter meds that worked far better than anything I had tried in the US. And I’ve never waited more than 15 minutes to see a doctor or get an x-ray (and the results of the x-ray were ready next day). I should also mention that going to a pharmacy here is almost like going to a doctor. Pharmacies here (unlike grocery stores) are well-staffed and the personnel are very knowledgable and helpful. Tell them your symptoms and they’ll offer you relief, as long as it doesn’t require a prescription, of course.

As far as the private school my son is attending, well, I can’t say enough about the high quality and the progressive and proactive philosophy of the school. Every student is required to have an iPad. Teachers send them notes to their iPad to reference in class and some of the textbooks are on iPad rather than hardcopy. I love it, and so does he. The students take notes on their iPads and then can share their class notes easily. Teachers encourage this. It helps them all have a better understanding of the material.

My purpose is not to say that one country offers better than another. They’re different. Our choices are different. Our experiences are different.

And our differences are what make us interesting.

Thanks to Catherine for that great post. See Catherine’s blog.

 

 

Moving A Child to France 2: School

I made the first inquiry in March about how to get my son enrolled in high school in France. They told me to call back the end of August.

They weren’t kidding. August 30 is when everything opened back up after the summer holidays, and school started just a few days later. So I thought a visit to the school, a few papers, and within a few days he’s ready to go to French school.

No, I didn’t really think that. This is Southern France.

During August the entire country (I exaggerate only slightly) is on holiday and nearly everything that resembles administration of any kind is closed. With school only a few weeks away, I was surprised and frustrated that I could not find one person available to answer questions about where to start–until Aug. 30. And then there was an exam to be taken to determine his level. The exam was scheduled for Sept. 14. School started Sept. 5.

Yep. Thats about how it goes here. I mean why should I expect that he would start school on the first day? much less in the first week? Because after the exam, then they have to find a school. Oh, yes. It’s not as simple as going to the local high school.

On the day he took the exam, the examiner told me to local high school was full. We’d have to find another in a town somewhere close, hopefully. This was from the man who runs CASNAV, and organization with the goal of helping children newly arrived in France get adjusted, settled and enrolled in school.

You’ve got to be kidding me, I thought. But I was ahead of the game. While waiting for the exam, I had been working to get him into a private school.

I’m happy to report that he was accepted to an excellent school, and I couldn’t be more pleased. Education in France is free, including universities; of course, private schools are not. Because France has this mentality of education for all, even private schools here, or at least the one’s I’ve seen, are relatively inexpensive compared to private education in the States. 110€ per month for tuition, and another 93€ per month for him to eat everyday in the canteen. I don’t think I could feed him at home for the cost of tuition and lunch at the school.

I’m not sure if the public school would have required different paperwork, but I think this is standard: vaccinations, proof of residence in France, and liability insurance.

All students in France need liability insurance in case something happens to another student as a result of some action, like another kid trips in the aisle over your kid’s foot. Bizarre, I know. But it was only 13€ for a year, so I didn’t even groan.

And so, he boards the bus every morning at 7 and gets off the bus every evening at 7. Schools in France have longer days than American schools, but more and longer holidays. School usually starts around 8 am and end around 5 pm, except on Wednesdays, when most schools close at noon. There are lots of breaks in the day because classes seem to work more like an American university with regards to their schedules. On Thursday mornings he has a 2-hour break, so that’s when he takes private French lessons.

He had one year of basic French in the States. Not enough, but at least it was an introduction. If we hadn’t worked out a certain type of arrangement with the school, he probably would have had to start back a year or two, at least until he picked up the language. He’s doing ok in physics and math, but the philosophy may as well be taught in Greek. He doesn’t understand a word. But then again, he says the French students in the class don’t understand a word of it either. English is, of course, is easiest subject, and I think they like having an American in the class. It enhances the other kids’ English studies.

So in the end it worked out better than expected. And Friday night he spent his first night out with his new friends. They threw him a birthday party.

 

Fête de Theatre Avignon

Gallery

This gallery contains 5 photos.

Street performers line Avignon’s main thoroughfare that leads from the city gates to the Palace of Popes. Flyers advertise free and paid theater products. It’s a week of celebration of theater and dance. Continue reading